A will says who gets what. It doesn’t tell your family what to do first.
After a death there’s a stretch of practical work no will covers: finding the original will, telling Work and Income, the KiwiSaver that goes to the estate, the bank, the bach, probate at the High Court. The Kiwi Estate Kit is the step-by-step plan for it: what to do, who to tell and in what order, across the first 48 hours, 28 days and 6 months. Plus the folder that puts everything in one place.
Covers the 3 windows after a death: 48 hours, 28 days and 6 months.
A plan plus 16 guided fill-in sheets: where the will is, every account, KiwiSaver, the home and the bach, your wishes. No legal jargon.
Written for New Zealand: Work and Income, IRD, myTrove, KiwiSaver, the High Court.
Instant email delivery: fillable PDF, Word, or print it at home tonight.
One-off payment in NZ$, GST included, no subscription · 30-day money-back.
🔒 Secure payment📧 Instant delivery🖨 Print at home♻️ 30-day refund
One country, one system. Built around the real New Zealand journey (Births, Deaths and Marriages, Work and Income, IRD, myTrove and the High Court) and checked against official sources for the 2026 edition.
What most families only find out on the day
Four things about New Zealand that a will doesn’t sort out.
None of this is complicated on its own. It just isn’t written down anywhere in one place, and the job of working it out lands on the people you love, at the hardest time. Here’s what they meet —
There's no national will register
New Zealand has no central register of wills. If no one knows which lawyer, trustee company or drawer holds the original, the family has to ask around — sometimes through notices sent to lawyers across the country.
In the kit: where the original will, the EPAs, the title and the trust deed are kept (sheet 03).
KiwiSaver doesn't go straight to your partner
There's no nominated beneficiary for KiwiSaver. The balance goes to your estate and follows your will. Without probate, a provider may release up to $40,000, but that's at its discretion.
In the kit: every KiwiSaver, bank account and policy on one sheet, for whoever is your executor.
The bach, and who keeps it
Who keeps the bach (or the crib), who pays the rates, who gets which weeks? How it's owned decides a lot, and written wishes leave far less to work out around the kitchen table.
In the kit: the home, the bach and how each is owned (sheet 07), and much more in the Homeowner's Pack.
An EPA says who decides, not what you'd want
An enduring power of attorney names who can act for you. It doesn't record your wishes, it ends at death, and your attorney isn't automatically your executor.
In the kit: where your EPAs are, who holds them, and your care wishes in your own words (sheet 13).
New Zealand has no inheritance tax, and this isn’t about tax. It’s about whether the people you love can find what they need, and know what comes next. That comes down to one thing: a plan, and a folder, left where they can find it.
“She’ll be right. They’ll sort it out.”
They would, eventually: after ringing round for the will, hunting for account numbers and working out the order as they go. They don’t just need your information. They need a plan: what to do, who to tell, and in what order.
The method
One simple plan, in three windows: 48-28-6.
It follows the real sequence in New Zealand, in the order your family will meet it. Three windows, not a countdown: each one tells them what to do next, so no one has to make it up as they go.
01The first 48 hours
PROTECT the urgent things
The first calls, in order: the GP or hospice (or 111 if the death is sudden), then a funeral director, who registers the death with Births, Deaths and Marriages. Then find the original will and confirm the executor, remember that any enduring power of attorney has now ended, secure the home, and note which accounts are in one name and which are joint.
Without a planThe original will searched for, lawyer by lawyer · no one sure who decides the funeral · the attorney assuming they're also the executor
02The first 28 days
NOTIFY the right people, in order
Tell Work and Income yourself rather than waiting for the registration to reach them: the NZ Super or benefit that was being paid keeps going to a surviving partner for 28 days, then the partner's own rate is reviewed. Use myTrove, the free service that notifies more than 200 organisations in one process, then check each one was reached and write to the rest, with ready-to-send letters.
Without a planA payment made after the death, recovered from the estate · the death re-explained on every call · a KiwiSaver balance nobody knew about
03The first 6 months
SETTLE it properly
Probate through the High Court, then the waiting windows that run from the grant: the surviving partner's six-month choice about relationship property, and the six months an executor waits before sharing things out safely. Most estates take 6 to 12 months or more.
Without a planThe estate shared out too early · a partner's six-month choice missed · siblings second-guessing the executor
One national system: no state-by-state rules to untangle.
What you actually get
A plan to read once, and a folder to fill in.
Nothing generic, nothing imported: every page is written for New Zealand. Here is every document, as it arrives in your inbox.
Every pack
The Family Folder
16 guided sheets · 27 pages
The heart of the kit, and the only part you write in. Who to call, every bank account, KiwiSaver and policy, the home and the bach, the family trust, where the will and EPAs are kept, your funeral and tangihanga wishes, and a few words for the people you love. One folder covers a couple.
Every pack
When the time comes
7 pages · for your family
Nothing to fill in now. It sits at the front of the folder: the first five things to do, how many death certificates to order, the 48-28-6 calendar, New Zealand on one page, and everyone to tell.
Every pack
The Guide · The 48-28-6 System
24 pages · read once
The three windows after a death in New Zealand, in plain English, one page per module: Work and Income, myTrove, KiwiSaver, the bank, probate at the High Court, the partner's choice, IRD, trusts, Māori land and the bach.
Settled & Complete
Notification Letters
14 ready-to-send letters
Work and Income, the bank, the KiwiSaver provider, Inland Revenue, the insurer, ACC, the council, the power or phone company, the landlord or village, the employer, an overseas pension and more. Fill in the blanks, sign, send.
Settled & Complete
Homeowner's Pack & Will Safeguard
15 pages
The home, the title and what passes outside the will: joint tenants or tenants in common, updating the title, rates and cover, unit titles, retirement villages, the bach or crib, family trusts and Māori land.
Complete
Executor's Brief & 6-Month Calendar
19 pages
For whoever settles the estate: the role in six plain steps, the clocks that start at the grant, IRD and Work and Income, seven common mistakes and how to avoid them, and the order of operations, week by week then month by month.
Sheet 01 · Who I am, and my whānauSheet 04 · Bank, term deposits & shares
See inside · simple to do
An afternoon, a cup of tea and a pen.
Guided prompts and clear sections: no blank pages, no jargon, no legal training needed. Start with sheets 1, 3 and 4 (about twenty minutes), then the rest whenever you like.
Fill it in by hand, or type on screen. Your answers stay with you; we never see them.
Couples: one folder covers you both, with a column for each of you.
No passwords for your bank, ever: the folder records where things are kept, safely.
The kindest thing you’ll leave them might be a tidy folder.
It’s not glamorous. But on the day it’s needed, there are two very different versions of what happens next.
Without a plan
Drawers turned out, looking for the original will
The death explained again on call after call
A KiwiSaver or old bank account no one knew about
No one sure who decides the funeral
The bach left to guesswork
One child carrying it all, the others second-guessing
Grief, with paperwork piled on top
With the plan
Everyone knows where the folder is
A clear order of who to tell, and what to say
Every account, KiwiSaver and policy already listed
Funeral and tangihanga wishes written down
Your wishes for the bach and the house on paper
The executor knows the steps, and the waiting windows
Room to actually grieve
Choose your kit
One plan. Three levels of preparation.
Most families who own a home choose the Settled Family Pack. Every kit is a one-off payment in New Zealand dollars, GST included, delivered by email, with a 30-day money-back guarantee. We never touch your estate.
The Essential Kit
The plan and the folder, done properly.
NZ$79GST incl.
One-off payment · no subscription
The Family Folder: 16 guided sheets, 27 pages, one folder for a couple
When the time comes: the first five things, the 48-28-6 calendar, everyone to tell
The Guide: the 48-28-6 system for New Zealand, 24 pages
Fillable PDF, Word and print-ready A4
Instant email · 30-day money-back
Most chosen
The Settled Family Pack
Ideal if you own a home, or a bach.
NZ$109GST incl.
One-off payment · no subscription
Everything in The Essential Kit
14 ready-to-send notification letters: Work and Income, the bank, KiwiSaver, IRD, the insurer, the council and more
The Homeowner’s Pack & Will Safeguard: the title, joint or in common, the bach, unit titles, retirement villages, family trusts, Māori land
Email support · 30-day money-back
The Complete Peace-of-Mind Pack
For your executor, or if there’s a trust or several heirs.
NZ$149GST incl.
One-off payment · no subscription
Everything in The Settled Family Pack
The Executor’s Brief: the role in six plain steps, and seven common mistakes to avoid
The 6-month calendar: the order of operations, week by week then month by month
The grant clocks: the partner’s six-month choice and when it’s safe to share things out
Yearly edition updates · priority support
Not sure? Most families who own a home choose The Settled Family Pack. It’s not a will and doesn’t replace a lawyer: it’s what makes their job, and your family’s, simpler.
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A simple 30-day money-back guarantee
Download the kit, read the plan, print the sheets and start filling them in at your own pace. If you don’t feel it helps your family know what to do, just email raphael@theestatekit.com within 30 days. We’ll refund you in full, no forms, no fuss. This is on top of your rights under the Consumer Guarantees Act.
Questions families ask
Everything you might be wondering
A will says who gets what. It doesn't say where the original is kept (New Zealand has no national will register), what's in your KiwiSaver, how the bach is owned, or what your family should do first, and in what order. This kit is the practical layer that sits beside your will. The two work together.
One last thing for the people you love
You’ve looked after them all these years. Leave them a folder, not a puzzle.